Travel Tips Insurance

Out of Province Emergency Coverage for Abroad Travel. Avoid Financial Overwhelm. Plans for Every Type of Travel & Budget.

TIPS Travel Insurance,
All Inclusive Worldwide PlanThe All Inclusive Worldwide Plan provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. All Inclusive Worldwide Plan - Last MinuteThe All Inclusive Worldwide Plan provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Ultimate Upgrade Rider(applicable only to Trip Cancellation and Trip Interruption Coverages) If you cancel your trip, policies providing trip cancellation/trip interruption coverage will only cover those events listed in the policy. With the Ultimate Upgrade, you can cancel your trip at any time prior to departure or you may interrupt your trip at any time after departure for an unforeseen event affecting your trip that is not already listed in the policy. Available in conjunction with:All Inclusive Worldwide PlanCruise Package PlanCanada Package PlanNon-Resident Package PlanNon-Medical Package PlanNon-Medical Cruise Package PlanTrip Cancellation PlanYouth Premier Package PlanWhen It Applies This upgrade rider is applicable if you must cancel your covered trip before the departure date or interrupt your covered trip while you are travelling. This is only available for covered trips that have a maximum sum insured of up to $15,000 per person. Both the applicable plan and this rider must be purchased within 7 days of the initial covered trip booking date. What We Cover Whenever you or your travelling companion are prevented from taking or completing your covered trip due to an unforeseen event that occurs after the effective date of this upgrade that is not otherwise covered by the policy. Only 5 Exclusions Apply: There is no coverage and no benefits will be payable for any claim arising from: Your or your travelling companion's pre-existing condition that was not stable and controlled on the purchase date of the policy.

Coverage is not provided for any claims arising from your or your travelling companion's: heart condition involving the taking of nitroglycerine more than once per week for the relief of angina;lung condition treated with home oxygen or the taking of oral steroids (prednisone or prednisolone)Any event giving rise to a claim which is foreseen at the time of purchasing this insurance;Voluntary cancellation or interruption of travel for any reason, including loss of enjoyment;Fraud, concealment, or deliberate misstatement in relation to any matter affecting this insurance;Participation in a crime, malicious act, riot or insurrection.All Inclusive Canada PlanThe All Inclusive Canada Plan is restricted for travel within Canada providing coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Non-Medical Package PlanThe Non-Medical Plan provides coverage for cancellation, interruption, trip delay, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. There is no coverage for Emergency Medical. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. All Inclusive Annual PlanThe All Inclusive Annual Plan provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident and travel accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Emergency Medical PlanThe Emergency Medical Plan provides coverage outside the insured’s province/territory of residence for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Annual Emergency Medical PlansThe Annual Emergency Medical Plan provides coverage for one full year for any number of trips outside the insured’s province/territory of residence for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Visitors To Canada Emergency Medical PlanTIPS Visitors to Canada Emergency Medical Plan provides coverage for non-residents of Canada visiting Canada or Canadians returning to Canada who do not have a Canadian federal, provincial or territorial government health care plan. Coverage is for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Plan Limits of $50,000 and $100,000 are available for those over 13 days old and under 85 years of age. Plan Limit of $150,000 is available to those over 13 days old and under 70 years of age. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Baggage and Personal Effects PlanThe Baggage & Personal Effects Plan provides coverage for baggage & personal effects, baggage delay and passport loss. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Cancellation/Interruption PlanThe Cancellation/Interruption Plan provides coverage for cancellation, interruption and trip delay. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Airflight Accident PlanThe Airflight Accident Plan provides coverage for accidental death or dismemberment as a result of an injury sustained during the period of coverage while riding as a passenger on a scheduled or chartered air flight operated by a licensed carrier. Coverage includes travel to and from airports on a scheduled helicopter shuttle service connecting with an insured flight. Coverage is also provided on airport premises or when travelling on carrier or airport authorized bus or limousine service. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Rental Vehicle Damage ProtectionThe Rental Vehicle Damage Protection Plan provides for up to $50,000 liability coverage for physical loss or damage to a rental vehicle for which the insured may be liable. Such vehicle must be rented through a licensed Canadian travel agency through whom the Insured’s trip is booked. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Cruise Package PlanThe Cruise Package Plan is exclusively designed for individuals taking a cruise. It provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident, travel accident and rental vehicle damage protection. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Cruise Package Plan - Last MinuteThe Cruise Package Plan is exclusively designed for individuals taking a cruise. It provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident, travel accident and rental vehicle damage protection. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Non-Medical Cruise Package PlanThe Non-Medical Cruise Package Plan is exclusively designed for individuals taking a cruise without the requirement of emergency medical coverage. It provides coverage for cancellation, interruption, trip delay, baggage & personal effects, baggage delay, personal money loss, passport loss, airflight accident, travel accident and rental vehicle damage protection. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Youth Premier Package Non-USAYouth Premier Package Plan Non-USA provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport/travel visa loss, travel ticket loss and airflight accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Travel must be to non-USA destinations. Youth Premier Package USAYouth Premier Package Plan USA provides coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport/travel visa loss, travel ticket loss and airflight accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Youth Standard Package Non-USAYouth Standard Package Plan Non-USA provides coverage for cancellation, interruption, trip delay, emergency medical and airflight accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Travel must be to non-USA destinations. Youth Standard Package USAYouth Standard Package Plan USA provides coverage for cancellation, interruption, trip delay, emergency medical and airflight accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Youth Emergency Medical Plan Non-USAYouth Emergency Medical Plan Non-USA provides coverage outside the insured’s province/territory of residence for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Travel must be to non-USA destinations. Youth Emergency Medical Plan USAYouth Emergency Medical Plan USA provides coverage outside the insured’s province/territory of residence for emergency hospital & medical, emergency medical evacuation/return home, repatriation of remains and burial at destination. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. Youth Trip CancellationYouth Trip Cancellation Plan provides coverage for cancellation, interruption and trip delay. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.Copyright © Reliable Life Insurance Company

Terms, conditions and restrictions apply; pricing, availability, and other details subject to change and/ or apply to US or Canadian residents. Please confirm details and booking information with your travel advisor.

You will visit the following 6 places:

Cayman Islands

Cayman Islands

The Cayman Islands are an island group in the Caribbean Sea, ninety miles south of Cuba. The beautiful coral reefs and outstandingly clear waters have made this island group a favourite destination of divers. Great beaches and fine restaurants and resorts make it an excellent tourist destination as well. It is an overseas territory of the United Kingdom.

Bermuda

Bermuda

Bermuda is a British Overseas Territory in the North Atlantic Ocean, located off the east coast of North America. It is one of the last remains of the once vast British colonial empire in North America. It consists of about 138 islands and islets, with all the major islands aligned on a hook-shaped, but roughly east-west, axis and connected together by road bridges. Despite this complexity, Bermudians usually refer to Bermuda as "the island".  Bermuda's pink sand beaches and clear, cerulean blue ocean waters are popular with tourists. Many of Bermuda's hotels are located along the south shore of the island. In addition to its beaches, there are a number of sightseeing attractions. Historic St George's is a designated World Heritage Site.  It's most famous visitor attraction is the Royal Naval Dockyard, which includes the Bermuda Maritime Museum. Other attractions include the Bermuda Aquarium, Museum and Zoo, Bermuda Underwater Exploration Institute, the Botanical Gardens and Masterworks Museum of Bermuda Art, lighthouses, and the Crystal Caves with stalactites and underground saltwater pools.

Varadero

Varadero

Varadero is a resort town in the province of Matanzas, Cuba, and one of the largest resort areas in the Caribbean. The place was first used as a dry dock and the salt mines of the peninsula (closed in 1961) supplied most of the Spanish Latin America Fleet since 1587. However, the foundation date of Varadero as city was only on December 5, 1887, when ten families from the city of Cárdenas obtained a permission to build their vacation homes between today's 42nd and 48th Street. Varadero is foremost a tourist resort town, boasting more than 20 km of white sandy beaches. The first tourists visited Varadero as early as the 1870s, and for years it was considered an elite resort. In 1910 the annual rowing regatta was started; five years later the first hotel, named Varadero and later Club Nautico, was built. Tourism grew in the early 1930s as Irénée du Pont, an American millionaire, built his estate on the peninsula. Many famous and infamous people stayed in Varadero, for example Al Capone.

Athens

Athens

Istanbul

Istanbul

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